Caspian Insurance and Financial Services

Services

 

Residential Services:

Auto Insurance
We can tailor your automotive coverage for you and your entire family. We offer discounts for multiple lines, safe driving records and more!

Home/Renters Insurance
Protect your investment in a few simple steps. Your home and it's contents aren't all that are covered when you have a policy. Find out more now!

  • Providers:
    • Liberty Mutual
    • Allied
    • Travelers
    • Hartford
    • Grange

Commercial Insurance:

We offer insurance packages that are tailored for different types of businesses whether it is insurance for your building or business property.

  • Providers:
    • Trucking
      • Progressive
      • JM Wilson
    • Commercial Auto
      • Berkshire Hathaway
      • Northern Star
      • Sunforest Transportation
      • Burns & Wilson

Life Insurance
Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living. We offer the following policies:

  • Personal Life Policy: Term, Return of Premium term (includes Mortgage acceleration), Index Universal Life, Whole Life
  • Business Life Policy: Buy Sell Policy, Key Man Policy, 162 Executive Bonus Plan
  • Long Term Care Policy
  • Providers:
    • AIG
    • North American Company
    • Kansas City Life
    • Illinois Mutual
    • Protective Life
    • Mutual of Omaha
    • Western Catholic Union Society

Annuity:

Annuities are attractive to some investors because they offer the ability to build tax-deferred savings, can help to protect the money that you've already saved, and generate a steady stream of income in retirement. Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in the event you die too soon and an annuity in case you live too long. In other words, life insurance provides economic protection to your loved ones if you die before your financial obligations to them are met, while annuities guard against outliving your assets.

  • Types of Annuities offered: Indexed, Fixed and Deferred
  • Providers:
    • Athene
    • North American Company

Health Insurance

With health insurance, you want to make smart choices. We have experts on our team to help you make right choice for your family.

  • Types of Health Insurance offered:
    • Health Maintenance Organizations (HMOs)
    • Preferred Provider Organizations (PPOs)

Providers:

  • Aetna
  • Blue Cross Blue Shield of IL
  • Humana
  • United Healthcare

Medicare:

Providers:

  • Aetna
  • Blue Cross Blue Shield
  • GTL
  • Humana
  • Mutual of Omaha
  • United Healthcare 
  • AARP

Disability Insurance

Paycheck protection for individuals and families. Disability policies for business owners and employees.

BUSINESS INSURANCE PROGRAM

The success of any business depends on hard work and ingenuity. Business insurance ensures that all the effort and money you have invested in your business is covered in case a disaster strikes. In general we offer:

  1. General Liability Policy coverage
  2. BOP (business owner’s policy)
  3. Business Umbrella policy
  4. Workman’s compensations
All right reserved
^